Saving Products

Saving is necessary to accumulate long-term wealth, and it is critical to begin and continue saving early in life.

Loan Products

We provide SME loan, Trade Loan, Agriculture Loan, Housing Loan, Fixed Asset Purchase Loan & others.

Training & consultancy

Our customers to give adequate financial literacy training, consultancy & Bookkeeping services.

Loan Service

Gasha is providing three types of loan services to the people who are engaged in small business and those who are registered to engage.
And they are:                                                                      

1. 1. Special Loan
2.             2. Consumption Loan
3.                       3. Group Guaranteed Loan

Savings Service

Gasha collects and manages debt from individuals or organizations that are debtors and non-debtors. Armor generally has three types of saves.                                                    

1.     1. Compulsory savings
2. 2. Voluntary savings
3.     3. Time Deposit saving

Special Loan

Special loan is given for clients engaged in commercial type business activities that generate regular Cash flow. The purpose of special loan will be business; loans could be both for starting new business or expansion of existing business operation. Business loans specially will have social objective of empowering micro enterprises, women and the youth by customizing loan products as per the need of these target groups.

Consumption Loan

Consumption loan for employees would be delivered for any personal purpose of employees like purchase of household equipment, payment of education fee, coverage of medical expense, and other personal expenditures. These types of loans are provided to meet different personal and social commitments other than productive and business engagements

Group Guarantee Loan

Group Guarantee Loan is a loan disbursed for a group of people or borrowers. Group Guarantee means an agreement by a group of borrowers to be held jointly or severally liable for loan repayments in order to secure credit facilities. Group members themselves may have good information about fellow members.

Compulsory Saving

It is the minimum amount of saving, which conditions borrowers’ access to loans, and can be seen as collateral substitute imposing a positive inducement for repayment.

Voluntary Saving

It is collected from borrower and Non borrower’s clients and provided based on depositor free will to save. The minimum interest rate on voluntary saving is attractive.

Time Deposit

It will be mobilized mainly from Individuals, institutions and social organizations. Gasha MFI will arrange special offer based on the size of the amount of deposit and the timing and depositor will earn attractive interest. The minimum deposit threshold for time deposit is birr 50,000 and Six Months’ time period.